Current Information on Government Programs:

Topics for RRSPs

Setting up an RRSP
How to set up an RRSP.
Contributing to an RRSP
Making contributions to an RRSP for you or for your spouse or common-law partner and claiming the deduction.
Transferring
Options for transferring to or from other types of funds and the tax implications.
Making withdrawals
Withdrawing funds from an RRSP and the tax implications.
Receiving income from an RRSP
Getting and reporting income from an RRSP.
Death of an RRSP annuitant
Tax implications when the annuitant of an RRSP dies.


Topics for RRSP options when you turn 69

Options for your own RRSPs Spousal and common-law partner RRSPs
If you participated in the Lifelong Learning Plan (LLP) If you participated in the Home Buyers' Plan (HBP)
Unused contributions


Topics for Home Buyers' Plan

Conditions
Conditions that have to be met before you can withdraw funds from your RRSPs under the Home Buyers' Plan
Participating
How to participate in the Home Buyers' Plan
Canceling
How to cancel your participation in the Home Buyers' Plan
Repayments How to repay withdrawals made under the Home Buyers' Plan
Special circumstances Typical questions
Important dates


Topics for Lifelong Learning Plan

Conditions
Conditions to be met before you can withdraw funds from your RRSP under the Lifelong Learning Plan
Participating
How to participate in the Lifelong Learning Plan
Cancelling
How to cancel your participation in the Lifelong Learning Plan
Repayments
How to repay withdrawals made under the Lifelong Learning Plan
Special circumstances Typical questions
Important dates
Old Age Security (OAS) Program
Canada Pension Plan (CPP) Program
Registered Education Savings Plans (RESPs)